7 Things to do Before Buying Your First Home

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  • Stop – Do not buy any large purchases moving forward. This means no cars, no new credit cards, no big purchases.
  • Check your credit report to see what it looks like and try to resolve issues that may exist.
  • Determine what you may be able to afford. You can do a prelimenary assessment on your finances using a mortgage calculator
  • Compare Mortgage Rates with various lenders.
  • Get a pre-approval letter from your lender.
  • Budget for closing costs.
  • Contact an Realtor to assist you with locating your prefect home.

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