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- Stop – Do not buy any large purchases moving forward. This means no cars, no new credit cards, no big purchases.
- Check your credit report to see what it looks like and try to resolve issues that may exist.
- Determine what you may be able to afford. You can do a prelimenary assessment on your finances using a mortgage calculator
- Compare Mortgage Rates with various lenders.
- Get a pre-approval letter from your lender.
- Budget for closing costs.
- Contact an Realtor to assist you with locating your prefect home.